Comprehensive: This coverage, sometimes called "other than collision," helps pay for damage to your car from things like vandalism, theft, weather events, and accidents involving animals.
Collision: This pays for damage to your car if you hit another vehicle or object, another vehicle hits you, or if your vehicle rolls over, regardless of who is at fault.
Gap Coverage: If your car is totaled, gap insurance helps cover the difference (or "gap") between the amount you still owe on your loan or lease and your car's actual cash value.
Bodily Injury Liability: If you cause an accident that injures others, this pays for damages you are legally responsible for, such as the injured person's medical bills and lost wages.
Uninsured/Underinsured Motorist: If a driver with no insurance or not enough insurance causes an accident that injures you or your passengers or damages your property, this coverage can help pay for your medical and repair costs.
Roadside Assistance: This helps during a roadside emergency when your vehicle is disabled. It may even cover you and your family if you are passengers in someone else's vehicle.
We can help you find savings based on how you drive. Explore usage-based insurance options—some of our carriers offer two ways to save based on your driving habits. Additionally, if you have a safe, accident-free driving record, you may qualify for reduced rates. Be sure to contact our agency every year to ask about the latest discounts available from the major carriers we partner with.
"Ready for insurance advice you can trust? Contact The Tans Agency today to schedule your complimentary, No-Obligation Policy Review. Let us be the trusted advisor by your side for all your coverage needs."